**LENDER INCENTIVES: Closing cost credit and/or rate buy down available from preferred Lender. Contact Listing Agent for more information.**Experience the ultimate Florida lifestyle at Landmark on St. Andrews Bay! This one bedroom, one bathroom, second floor gem offers serene views of the sparkling pool, creating a tranquil retreat. French doors lead to the balcony, the perfect spot to relax with a morning coffee or unwind after a day of exploring. The kitchen is designed with ample counter space and storage, making it ideal for everyday living or hosting friends.Landmark on St. Andrews Bay offers an unparalleled waterfront lifestyle with two refreshed pools, one overlooking the bay, a private sandy beach area, and access to privately owned boat slips. The community's clubhouse and pavilion, equipped with a large screen TV, grills, and picnic areas, are perfect for entertaining. Additional amenities include a fitness center and meticulously maintained grounds. Located just moments from the picturesque St. Andrews and iconic downtown Panama City, this condo provides easy access to boutique shopping, waterfront dining, and year round events.Your HOA fee covers exterior insurance, cable, water, garbage collection, landscaping, maintenance, and security, ensuring peace of mind and convenience. St. Andrews Bay offers endless opportunities for fishing, boating, water sports, and more, with the crystal clear waters of the Gulf of Mexico just minutes away.Whether you're searching for a personal escape, a vacation retreat, or an investment, this condo offers the perfect combination of comfort, location, and lifestyle. Don't miss the chance to call this beautiful bayfront community home schedule your private tour today!