A dream in the heart of Historic St. Andrews just 2 blocks from the Bay and surrounded by the charm and energy of one of Panama City's most beloved neighborhoods! Incredible price at $285,000, this 3 bedroom, 2.5 bath townhome offers exceptional value and an unbeatable lifestyle. Step outside and you're just moments away from locally owned restaurants, boutiques, entertainment, farmers markets, and community events and parades that define the St. Andrews lifestyle. Enjoy the ease of a main level primary suite and bask in the light, bright interiors filled with natural sunlight throughout. The open floor plan creates a warm and inviting atmosphere perfect for everyday living or entertaining. Guests will enjoy their own space on the upper level with two bedrooms and a shared guest bath while you'll enjoy a powder room and laundry on the main level.You will love the vaulted ceilings in the main level primary suite and two full size closets providing ample storage for two. The kitchen offers upgraded stainless appliances and plenty of cabinetry as well as a spacious breakfast bar.One of the best features of this townhome is the serene garden and patio on the back of the home. Step onto a shaded seating area where you'll enjoy the outdoors just outside your living room.Whether you're strolling to the Bay, grabbing coffee around the corner, or enjoying waterfront sunsets this location truly has it all! Don't miss this rare opportunity to live in a vibrant, walkable neighborhood with rich history and small town charm.